• 34 Executive Park, Irvine, California 92614, United States
  • 949-774-2204
  • zgracia@westcapitallending.com
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Get in Touch with ZAHAMI GRACIA & West Capital Lending

We are here to help you with all your mortgage and lending needs. Contact us today for a personalized consultation.





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    Frequently Asked Questions

    No, we don’t need tax returns to approve your loan.

    We offer a wide range of loans including FHA, VA, conventional, non-QM, HELOCs, and more.

    Our streamlined process allows for approval and funding in as little as 5 days.

    Requirements vary by loan type, but generally include a credit score of 640 or higher for HELOCs and 700 or higher for other loan products.

    We offer services in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Hawaii, Idaho, Iowa, Kansas, Kentucky, Main, Minnesota, Michigan, Missouri, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Tennesee, Texas, Virgina , Washington & Wisconsin.

    Contact us today for a free consultation. Our team is ready to assist you with your mortgage and lending needs.