The Gracia Team, 34 Executive Park, Irvine, California 92614
Monday to Friday: 8:00 AM – 5:00 PM Saturday: By appointment Sunday: Closed
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No, we don’t need tax returns to approve your loan.
We offer a wide range of loans including FHA, VA, conventional, non-QM, HELOCs, and more.
Our streamlined process allows for approval and funding in as little as 5 days.
Requirements vary by loan type, but generally include a credit score of 640 or higher for HELOCs and 700 or higher for other loan products.
We offer services in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Hawaii, Idaho, Iowa, Kansas, Kentucky, Main, Minnesota, Michigan, Missouri, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Tennesee, Texas, Virgina , Washington & Wisconsin.
Contact us today for a free consultation. Our team is ready to assist you with your mortgage and lending needs.